accounts-payable-agent

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a payment-processing agent with built-in, specific capabilities to send money. Its description and code samples show concrete methods (e.g., payments.send, payments.checkByReference, payments.getHistory) and list supported rails including ACH, wire, crypto/stablecoins and Payment API (Stripe, etc.). This is a purpose-built financial execution tool (routes payments, executes transactions, manages receipts/audit), not a generic interface — therefore it grants direct financial execution authority.