accounts-payable-agent

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 0.70). The skill executes direct financial transfers via payment rails (ACH, wire, crypto, stablecoin) using payments.send() operations in code workflows. While rules mention spend limits and vendor checks, no independent service-enforced authentication or access control is documented for these payment execution routes.