Marketplace Payouts Strategy

This skill is tool-agnostic. It covers how to pick and operate the payout-side payment infrastructure for a two-sided marketplace — Stripe Connect, Hyperwallet, Adyen for Platforms, Trolley, Tipalti, Routable, dots.dev, Branch, and others.

Step 1 — Gather context

If references/learnings.md exists, read it first.

1. Where are you in the marketplace?
   • A) Pre-launch / first 10 payouts — manual is still ok
   • B) Small scale (10-200 workers, US-only) — picking your first payout API
   • C) Scaling (200-5K workers, possibly multi-state) — picking the system that grows
   • D) Multi-country (any non-US recipients) — multi-currency is now table stakes
   • E) Already on a payout API and considering switching