solana-pay-mobile

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly provides code and hooks to build, sign, and send on-chain transactions (SystemProgram.transfer, createTransferCheckedInstruction), and to move SOL/USDC from the app. It documents Solana Pay URLs/QRs for checkout/payment flows and shows concrete signing/sending APIs: useMobileWallet.signAndSendTransaction and mobile-wallet-adapter transact → signAndSendTransactions. These are direct crypto payment/transfer capabilities (wallet signing + sending transactions), so this is direct financial execution.