agency-wechat-mini-program-developer

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly includes WeChat Pay integration and a payment flow: a createOrder function that calls an orders/create API to obtain prepay parameters and then invokes wx.requestPayment with timeStamp/nonceStr/package/signType/paySign. This is a specific payment gateway integration (WeChat Pay) intended to execute in-app transactions, so it grants direct financial execution capability.