ai-multilingual-dubbing

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill documents paid hosted dubbing operations on the Beatra service, which consumes prepaid credits and includes wallet:spend scope via its OAuth bearer token. These constitute direct financial operations (purchases/charges). Authentication is handled via an OAuth device flow storing a bearer token, establishing service-layer authentication for the API routes. Therefore, the direct operation has qualifying independent access control.