api-integration

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly describes a payments API and charging flow (e.g., "POST /api/v1/payments → charge") and references a payments service that "charges card" in the saga. This is a specific, finance-focused operation to move money (create/execute charges), not a generic tool, so it grants Direct Financial Execution capability.