cost-optimization

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly includes a Terraform example resource "aws_budgets_budget" that creates/updates an AWS budget with a limit_amount and notifications (SKILL.md:176-195). That is a specific API/action for updating cloud budget settings, which falls under "managing budgets" and thus qualifies as Direct Financial Execution per the criteria.