fp-backend

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill contains explicit, application-level financial operations: a PaymentService.charge call inside order creation and a transferFunds service that performs a database transaction to debit and credit accounts (debitAccount updates balances). These are concrete functions that move value (process payments and transfer funds) rather than generic utilities, so the skill grants direct financial execution capability.