music-generation-studio

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 0.70). The skill operates a paid hosted service (Beatra) that consumes prepaid credits for music generation calls, representing a direct financial operation (purchases/charges). Authentication is handled via an OAuth bearer token stored locally after browser sign-in (authorize.py), but the execution layer relies on the agent following instructions ("Wait for explicit approval", "Show the user a cost card") rather than enforcing independent service-layer or gateway-level authorization per transaction or per API call. Therefore, without qualifying independent access control on the financial route itself, it is classified as high severity.