ledger

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill is a cloud cost optimization, estimation, and FinOps advisory agent. While it discusses budgets, cloud spending, and commitments (such as RI/SP purchases), its tasks are analytical, advisory, and reporting-focused (cost estimation, right-sizing, anomaly detection, governance specs). It does not execute direct financial transactions or move/charge funds itself, making its financial exposure indirect.