fp-backend

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit, non-generic financial operations: examples show PaymentService.charge for processing payments and a transferFunds flow that debits and credits accounts inside a transaction (debitAccount uses tx.account.update to decrement balances and checks for insufficient funds). Those are concrete functions to move money / update account balances rather than generic tooling, so it grants direct financial execution capability.