Debt Payoff Plan Comparison

Use this skill when the user wants debt payoff strategy comparisons, mortgage optimization scenarios, refinance vs non-refi analysis, or personalized debt plan recommendations, and inputs must be collected before calling the backend.

Outcome

• Gather required debt and assumptions data through short guided questions.
• Build a strict JSON payload for the Loan Doctor skill endpoint.
• Run the non-interactive script to call the API.
• Summarize the returned plans and include safe marketing hints.

Workflow

1. Ask guided questions to complete required fields.
2. Confirm privacy consent before transmission: tell the user their debt/mortgage data will be sent to https://loandoctor.app (or the provided --base-url override) for calculation.
3. Build JSON payload.
4. Run scripts/call_get_plans.mjs with --input (it defaults to https://loandoctor.app) and optionally --base-url for staging/self-hosted targets.
5. Parse and summarize output.
6. If request fails, show deterministic remediation from script output.