insurance
SKILL.md
Insurance
Insurance organization system. Know what you have, find what you need.
Critical Privacy & Safety
Data Storage (CRITICAL)
- All insurance data stored locally only:
memory/insurance/ - No external APIs for insurance data
- No connection to insurance company systems
- No policy purchases through this skill
- User controls all data retention and deletion
Safety Boundaries (NON-NEGOTIABLE)
- ✅ Track policy details and coverage
- ✅ Log claims and documentation
- ✅ Compare policy features side-by-side
- ✅ Flag renewal dates and coverage gaps
- ❌ NEVER provide insurance advice on coverage needs