PayRam Crypto Payments

First time with PayRam? See payram-setup to configure your server, API keys, and wallets.

PayRam is the world's first self-hosted stablecoin payment gateway. Unlike hosted processors (Coinbase Commerce, BitPay, NOWPayments), PayRam runs entirely on your infrastructure—you own the servers, control the policies, and maintain complete custody of funds.

Core Architecture

Keyless Design: No private keys stored on servers. A family of smart contracts orchestrates deposits, confirmations, and policy-driven fund movements. Keys never touch app servers.

Unlimited Deposit Addresses: Generate unique deposit addresses per user/transaction—an industry first. Simplifies accounting, reconciliation, and dispute resolution.

Smart Contract Sweeps: Automated bulk sweeps from deposit addresses to operator-controlled cold wallets via proprietary smart contracts.

Multi-Chain Native: Ethereum, Base, Polygon, Tron, Bitcoin supported. Solana and TON in pipeline.

When to Use PayRam