cognitive-debt-guard
Installation
SKILL.md
Cognitive Debt Guard 🧠
Prevent the 23.5% incident spike from AI-generated code.
The Problem (2026 Research)
| Metric | Impact |
|---|---|
| Incident rate | +23.5% per PR with AI code |
| Code churn | 3.1% → 5.7% (nearly doubled) |
| Developer speed | -19% slower with AI tools (experienced devs) |
| Trust in AI output | 33% (down from higher) |
Root cause: Teams ship code faster than they understand it.
Definition: Cognitive debt = the gap between what your codebase does and what your team comprehends about it.
Unlike technical debt (code you know is bad), cognitive debt is code you don't even know is bad — because you never understood it.