categorize-transactions

Help the user categorize and organize their bank transactions.

First: determine account type

Call get_company_details and check isSme:

• Freelance (isSme: false): Use categorize_transaction — AI detects the freelance category automatically.
• SME / GmbH / UG (isSme: true): Use list_company_categories to find DATEV categories by code. If the right category isn't provisioned, use search_skr_by_code or suggest_skr_category to search the full SKR catalog, then create_company_category to add it.

Workflow

1. Fetch uncategorized transactions: Call search_transactions to find transactions that need attention. Look for unverified or uncategorized entries.

2. Smart categorization: For each transaction, suggest a category based on:

   • The transaction description / reference text
   • The counterparty name
   • The amount and pattern (recurring = likely subscription)
   • Similar past transactions