Retirement Readiness Analysis Skill

This skill produces a complete, personalized retirement readiness package — three documents built together, not separately:

1. Excel Workbook (13 tabs) — the analytical engine with Monte Carlo simulation, Social Security claiming strategy, year-by-year projections, Roth conversion ladder, healthcare bridge, glide path, and more
2. Retirement Plan Guide (Word .docx) — narrative companion explaining every tab, key decisions locked in, full action timeline, and a plain-language glossary
3. Retirement Action Checklist (Word .docx) — every action the user needs to take in chronological order, with specific dates, checkboxes, and workbook tab references

Workflow

Step 1: Set Expectations Before Asking Any Questions