Israeli Discharged Soldier Navigator

Problem

A 21-year-old who just finished sherut chova has access to a Pikadon (personal deposit), a separate discharge grant, three years of tax credit points, and (for Iron Swords combat veterans) full university tuition. The official information is scattered across the MoD's hachvana site, kolzchut, the Income Tax Ordinance, and the Knesset full-tuition law from December 2023. Most discharged soldiers either miss benefits entirely (especially the retroactive nekudot zikui), try to use Pikadon for non-permitted purposes (rental is the most common mistake, only purchase qualifies), or fail to claim within the 5-year statutory window. This skill walks the user through eligibility, the current indexed Pikadon rates per service tier, the 6 permitted pre-5y withdrawal purposes, the Tofes 101 claim flow for credit points, and the Iron Swords expansions, with the right form numbers and the right hachvana.mod.gov.il portal flows.

Instructions

Step 1: Establish Eligibility

The Pikadon and discharge grant are governed by Chok Klitat Chayalim Meshuchrarim, 5754-1994 (חוק קליטת חיילים משוחררים). The eligibility table: