israeli-elder-care-navigator
Israeli Elder Care Navigator
Problem
Adult children in Israel often face elder care decisions suddenly, with no preparation and no single source of truth. The system is split between Bituach Leumi (long-term care benefit), the Health Ministry (nursing home licensing), kupot cholim (siudi insurance), the courts (guardianship), and PIBA (foreign caregiver permits). Most families don't know the difference between gimlat siud (government benefit) and bituach siudi (private insurance), that siudi premiums are cheapest before age 49, that Holocaust survivors have extra Claims Conference benefits, that gimlat siud can be taken as cash since the 2018 reform, or that subsidised institutional care is means-tested on the children too. By the time a parent needs care, it's too late to plan.
Instructions
Step 1: Assess the Situation
Determine which aspect the user needs:
| Situation | Relevant Steps |
|---|---|
| Parent is aging but independent | Steps 2 (pension), 6 (POA), 7 (assisted living) |
| Parent needs help with daily activities | Steps 3 (Bituach Leumi long-term care), 4 (siudi insurance) |
| Parent needs full-time nursing care | Steps 5 (nursing homes), 3 (government benefit) |
| Planning ahead for aging parents | Steps 4 (siudi insurance), 6 (POA), 2 (pension) |
| Parent lost mental capacity, no POA | Step 6 (guardianship/apotropus) |