israeli-hmo-navigator
Installation
SKILL.md
Israeli HMO Navigator
Instructions
Step 1: Understand Israel's Healthcare Structure
Israel's National Health Insurance Law (Chok Bituach Briut Mamlachti, 1995) guarantees universal healthcare through four competing HMOs (kupot cholim):
| HMO | Hebrew | Members (approx.) | Market Share | Founded |
|---|---|---|---|---|
| Clalit Health Services | כללית שירותי בריאות | ~4.8 million | ~52% | 1911 (Histadrut) |
| Maccabi Healthcare Services | מכבי שירותי בריאות | ~2.6 million | ~27% | 1941 |
| Meuhedet | מאוחדת | ~1.3 million | ~14% | 1974 |
| Leumit Health Fund | לאומית שירותי בריאות | ~1.0 million | ~9% | 1933 |