israeli-budget-planner
Installation
SKILL.md
Israeli Budget Planner
Key Financial Rates
| Rate | Value (Reference) |
|---|---|
| BOI Interest Rate | 3.75% (as of May 2026; verify at boi.org.il) |
| Prime Rate | BOI + 1.50% = ~5.25% |
| VAT (Ma'am) | 18% |
| Minimum Wage | 6,443.85 NIS/month (35.40 NIS/hr), from 1 Apr 2026 |
| Average Wage | ~13,566 NIS/month (Jan 2026) |
Mashkanta (Mortgage) Tracks
| Track | Rate Type | Range |
|---|---|---|
| Prime-linked | Variable | Prime +/- 0.5% |
| Fixed unlinked | Fixed | 4.5%-6.5% |
| CPI-linked fixed | Fixed + CPI | 3.0%-5.0% + CPI |
| CPI-linked variable | Resets every 5 yrs | 2.5%-4.5% + CPI |