israeli-budget-planner
Israeli Budget Planner
Key Financial Rates
| Rate | Value (Reference) |
|---|---|
| BOI Interest Rate | 4.50% (rates change frequently, verify at boi.org.il) |
| Prime Rate | BOI + 1.00% = ~5.50% |
| VAT (Ma'am) | 18% |
| Minimum Wage | Verify current 2026 rate with government sources |
| Average Wage | ~12,500 NIS/month |
Mashkanta (Mortgage) Tracks
| Track | Rate Type | Range |
|---|---|---|
| Prime-linked | Variable | Prime +/- 0.5% |
| Fixed unlinked | Fixed | 4.5%-6.5% |
| CPI-linked fixed | Fixed + CPI | 3.0%-5.0% + CPI |
| CPI-linked variable | Resets every 5 yrs | 2.5%-4.5% + CPI |
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