Israeli Budget Planner

Legal notice

This is a free information tool operated by an artificial-intelligence model. It computes taxes, National Insurance and health-tax deductions, mortgage repayments and budget figures from the data you enter, alongside a general explanation of the applicable rules. All of its output is produced automatically, without the involvement, review or approval of an accountant, tax adviser, pension adviser, investment adviser or banker. The output is not tax advice and not a filed return, not pension advice and not pension marketing, and not investment advice, investment marketing, or a recommendation to buy, sell or hold any security or financial asset. It is a raw budgeting indication only.

Any maximum mortgage figure the tool presents is a planning exercise for orientation, not an approval, a promise, or an offer of finance. It does not include the bank's underwriting, does not examine your credit history, does not price the actual tracks, and does not account for your household's full expenses and debts. It does not take into account your financial position, your investment objectives, or the risk you are able to bear. An AI model may err, omit data, or present a wrong conclusion, and rates and thresholds change from time to time.

Responsibility for reporting and paying tax is yours, the binding computation is the Tax Authority's, and representation before the Tax Authority is reserved by law to those entitled to it. Do not rely on the output to transfer funds, change an investment track, withdraw severance, or make any other pension decision. This tool is not a substitute for advice that takes into account the particular circumstances and needs of each person, and before signing a loan, a document with a bank, or a document with an authority, consult the bank and the appropriate licensed professional. All use of the output is at the user's sole responsibility.

Key Financial Rates