israeli-insurance-comparator
Israeli Insurance Comparator
Instructions
Step 1: Identify the Insurance Type Needed
Determine which insurance product the user is comparing. Israeli insurance falls into these main categories:
Car Insurance (3 types):
- Bituach Hova (ביטוח חובה) - Mandatory by law under the Victims of Road Accidents Law (חוק הפיצויים). Covers bodily injury only. Every vehicle on the road must have this.
- Bituach Makif (ביטוח מקיף) - Comprehensive insurance covering theft, fire, damage to your car, and third-party property damage. Optional but very common.
- Bituach Tzad Gimel (ביטוח צד ג׳) - Third-party only. Covers damage you cause to others' property but not your own vehicle. Cheaper alternative to makif.
Home Insurance (2 components):
- Mivne (מבנה) - Building structure coverage. Often required by mortgage lender.
- Tochen (תוכן) - Contents coverage. Protects furniture, electronics, personal items.
Health Supplementary Insurance:
- Bituach Mashlim (ביטוח משלים) - Supplementary insurance from kupot cholim (health funds) beyond the basic basket of services.
More from skills-il/tax-and-finance
shekel-currency-converter
Convert currencies to/from Israeli New Shekel (NIS/ILS) using Bank of Israel official exchange rates. Use when user asks to convert shekels, NIS, ILS, asks about exchange rates, "shaar yatzig" (representative rate), or needs currency conversion for Israeli tax or business purposes. Supports 30+ currencies with current and historical rates. Do NOT use for cryptocurrency or unofficial money exchange rates.
20israeli-arnona-optimizer
Calculate municipal property tax (arnona) for Israeli properties, check discount eligibility, and draft appeal letters to arnona committees. Use when a user needs to estimate arnona payments by municipality, zone, and property usage type, verify eligibility for discounts (olim, soldiers, elderly, disabled, low income, students, single parents), or prepare formal appeals with legal references. Covers all major Israeli municipalities including Tel Aviv, Jerusalem, Haifa, and Beer Sheva. Do NOT use for income tax (mas hachnasa), VAT (maam), or national insurance (bituach leumi) calculations, which fall under separate Israeli tax authorities.
19israeli-e-invoice
Generate, validate, and manage Israeli e-invoices (hashbonit electronit) per Tax Authority (SHAAM) standards. Use when user asks to create Israeli invoices, request allocation numbers, validate invoice compliance, or asks about "hashbonit", "e-invoice", "SHAAM", "allocation number", or Israeli invoicing requirements. Supports tax invoice (300), tax invoice/receipt (305), credit invoice (310), receipt (320), and proforma (330) types. Do NOT use for general accounting, bookkeeping, or non-Israeli invoice formats.
19israeli-crypto-tax-reporter
Calculate cryptocurrency capital gains tax per Israeli Tax Authority (Reshut HaMisim) regulations and generate Form 1322/1325 reporting data and Form 1399י advance-payment data (within 30 days of disposal). Use when a user needs to compute crypto tax obligations using FIFO cost basis, classify DeFi income (staking, liquidity mining, airdrops) for Israeli tax purposes, prepare annual tax filing data, understand reporting thresholds and advance payment (mikdamot) requirements, or evaluate the 2025-2026 Voluntary Disclosure Procedure (open until 31 Aug 2026). Covers Section 88 of the Income Tax Ordinance, Circular 2018/05, the 25% capital gains rate for individuals, and the 5% surtax on capital income above NIS 721,560 (threshold frozen through 2027). Do NOT use for non-Israeli tax jurisdictions, general income tax calculations, or VAT (maam) on crypto business activities, which require separate professional consultation.
19green-invoice
Integrate Green Invoice (Morning) API for Israeli invoicing, receipts, client management, and payment processing. Use when user asks to create invoices via Green Invoice, generate hashbonit mas through Morning API, manage clients in Green Invoice, set up webhook automation for document creation, query documents or expenses, or mentions "Green Invoice", "Morning", "hashbonit yeruka", "greeninvoice API", Israeli cloud invoicing, or needs to create tax invoice-receipt (cheshbonit mas/kabala). Covers all 13 document types, 8 payment types, client CRUD, item catalog, and webhook integration. Do NOT use for SHAAM allocation numbers or Tax Authority e-invoice compliance (use israeli-e-invoice), Cardcom payment processing (use cardcom-payment-gateway), or Tranzila integration (use tranzila-payment-gateway).
18israeli-pension-advisor
Navigate the Israeli pension and savings system including pension funds (keren pensia), manager's insurance (bituach menahalim), training funds (keren hishtalmut), and retirement planning. Use when user asks about Israeli pension, \"pensia\", \"keren hishtalmut\", retirement savings, \"bituach menahalim\", pension contributions, or tax benefits from savings. Uninformed pension decisions cost hundreds of thousands of NIS over a lifetime. Covers mandatory pension, voluntary savings, and withdrawal rules. Do NOT provide specific investment recommendations or fund performance comparisons.
18