israeli-insurance-comparator
Israeli Insurance Comparator
Legal notice
This is a free information tool operated by an AI model. It walks you through the CMA calculators and private comparison platforms and helps you lay side by side the quotes you obtain yourself. All of its output is produced automatically, with no involvement, review, or approval by a licensed insurance agent or pension adviser.
The output is not insurance advice, not insurance marketing, and not a personal recommendation to buy, switch, or cancel a policy. It is raw material for a comparison you carry out yourself, and it does not include underwriting, an assessment of your insurance needs, or a reading of the specific policy terms you will be offered. An AI model can err, omit data, or present a wrong conclusion, and prices and terms change without notice.
Some comparison platforms operate as licensed insurance agencies and earn commission on a sale, so they are not neutral. Do not rely on the output to cancel an existing policy, switch insurer, or drop coverage, and read the policy terms and exclusions in full with the insurer before signing. This tool is not a substitute for advice that takes account of the particular data and needs of each person, and any use of the output is the user's sole responsibility.
Instructions
Step 0: Inventory Existing Policies via Har HaBituach
Before comparing offers, the user should pull their existing policy inventory from Har HaBituach (https://harb.cma.gov.il/), the CMA-operated personal-policy aggregator. Har HaBituach lists every policy the user holds across all Israeli insurers (life, health, pension, disability, mortgage life, supplementary HMO, manager's insurance, etc.). Many users discover overlapping or expired coverage they had forgotten. Skipping this step is the most common reason a comparison ends up over-insuring or duplicating coverage.
Authentication is via the Israeli government national-identity system (Hizdahut Memshaltit), using your ID. The interface is Hebrew-only.