ruby-idioms

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit, specific payment-processing code and adapters: e.g., a StripeAdapter calling Stripe::Charge.create and a service object that invokes payment_processor.charge!/create_charge to process payments. This is a concrete integration with a payment gateway (Stripe), so it grants direct financial execution capability.