spree-payments

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about payment processing and gateway integrations (Stripe, Adyen, PayPal) and documents concrete API/SDK-level operations that move money: creating PaymentMethod entries with gateway secret keys, gateway refund calls via payment.refunds.create! (which performs the refund), and methods like authorize!/purchase!/capture!/void_transaction! for interacting with payment providers. This is a purpose-built financial integration surface that can execute payments/refunds — it therefore grants Direct Financial Execution authority.