using-mobile-native-capabilities

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly includes a "Payments" capability (SKILL.md:56) described as "Take an Apple Pay / Google Pay payment" and an example workflow for "Take an Apple Pay payment for an order total" (SKILL.md:140-147) that instructs building a payment request and returning a transaction id. This is a specific payment execution flow (native payment gateway integration), so it grants direct financial execution capability.