subsystem-summary-of-protocol-curr

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill documents the Stellar protocol XDR definitions — it explicitly defines cryptocurrency/account types, cryptographic keys and signatures, transaction/envelope structures, and many financial operations: PAYMENT, CREATE_ACCOUNT, MANAGE_SELL_OFFER / MANAGE_BUY_OFFER, LIQUIDITY_POOL_DEPOSIT / WITHDRAW, CLAIMABLE_BALANCE, CHANGE_TRUST, CL A WBACK, INVOKE_HOST_FUNCTION (smart-contract interaction), MuxedAccount, and TransactionSignaturePayload. These are specific blockchain/crypto transaction primitives (signing, sending transactions, order-book/liquidity operations) rather than generic tooling. Per the core rule, this is specifically designed for crypto/financial execution, so it constitutes Direct Financial Execution authority.