ynab

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The YNAB CLI exposes explicit finance operations: creating/updating/deleting transactions (ynab transactions create/update/delete, split), setting category budgets (ynab categories budget), and a raw API endpoint to POST /budgets/{budget_id}/transactions. These are specific, purpose-built financial actions (sending and modifying budget transactions), not generic tooling, so it grants direct financial execution capability within the YNAB system.