budget-optimizer

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly includes functionality to execute budget updates across ad platforms. It provides an "Apply Budget Changes" script (apply_budget_changes.py) with flags to remove dry-run and require --confirm to perform changes, platform-specific API adapters, required platform account credentials, and platform integrations (Google Ads GAQL, Meta Graph API, TikTok Business API, Amazon DSP, The Trade Desk, etc.). This is a specific tool to modify ad spend/budgets via platform APIs (direct financial execution of ad budgets), not merely a generic data viewer, so it grants direct financial execution authority.