app-clips

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly targeted at fintech App Clips and mentions payment-specific capabilities: "pay-at-table" and "scan-to-pay" flows, and explicitly states that "Purchases inside the clip: StoreKit works in a clip — see storekit; Apple Pay via passkit." Those are concrete in-app payment APIs (StoreKit / PassKit) and describe moving money / onboarding cards in the clip, so this skill provides direct financial execution capability.