passkit

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly an Apple Pay / PassKit integration designed to initiate and complete payments: it describes building PKPaymentRequest, presenting the authorization controller, sending the encrypted payment token to a backend/PSP (mentions Stripe, Adyen, Braintree), requiring server-side confirmation before returning success, and supports merchant tokens for recurring/ deferred/automatic-reload charges and top-ups. These are specific payment-processing capabilities (moving money / authorizing charges), not generic tooling.