braintree-test-cards

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill documents direct use of the Braintree payment gateway API: it shows initializing a BraintreeGateway with merchant/public/private keys, creating transactions (gateway.transaction.sale with submitForSettlement), forcing settlement in sandbox (gateway.testing.settle), and issuing refunds (gateway.transaction.refund). These are explicit payment-processing operations (charge/settle/refund) and thus constitute Direct Financial Execution capability.