Beanie ODM

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill documentation includes an explicit transfer_funds function that performs a funds transfer by reading account balances, checking for sufficient funds, and updating balances within a database transaction (async with session.start_transaction()). This is a concrete, implemented routine to move money between accounts in the application's data store, which constitutes direct financial execution authority even though it is not an external payment gateway or banking API.