testing

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill documentation includes explicit, payment-specific APIs and tests (e.g., payment_service.create_payment, payment_service.create_payment_async, Charge DB checks, idempotency keys, and a "Payment Processing" HDD example). These are concrete functions for creating and verifying payments (i.e., sending financial transactions), not just generic HTTP or browser automation examples. Because the skill contains specific payment operation calls, it grants Direct Financial Execution Authority risk.