django-tdd

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill documentation includes explicit references to a payment gateway (Stripe) and payment-processing functions. Tests patch 'apps.payments.services.stripe' and call/mock stripe.Charge.create, and an integration test patches 'apps.checkout.services.process_payment'. These are specific, payment-related APIs/functions (payment gateway and payment processing), which constitute direct financial execution capability (even though shown in tests/mocks, they indicate explicit payment integration).