Financial Health Analysis

Purpose

Assess a company's financial health by evaluating its ability to meet short-term obligations (liquidity), sustain long-term debt commitments (solvency), and withstand adverse economic conditions. Compute and interpret a comprehensive set of liquidity ratios, leverage metrics, and coverage ratios. Examine debt maturity profiles, covenant risk indicators, and off-balance-sheet obligations to provide a holistic view of financial resilience. Flag potential stress signals that may not be apparent from headline financial statements alone.

Data Fetching Process

Consult ${CLAUDE_PLUGIN_ROOT}/skills/_shared/references/data-sources.md for full source details and fallback behavior.

1. Resolve the ticker. Fetch https://www.sec.gov/files/company_tickers.json using the sec-fetch skill (see data-sources.md), locate the company's CIK, and pad it to 10 digits. Cache the CIK and official company name.

2. Fetch structured financial data (primary). Request the SEC EDGAR XBRL company facts endpoint:

   https://data.sec.gov/api/xbrl/companyfacts/CIK{10-digit-CIK}.json
   

   Extract the following XBRL concepts:

   • Current Assets: AssetsCurrent, CashAndCashEquivalentsAtCarryingValue, ShortTermInvestments, AccountsReceivableNetCurrent, InventoryNet
   • Current Liabilities: LiabilitiesCurrent, AccountsPayableCurrent, DebtCurrent or ShortTermBorrowings