Vietnamese finance copy (vi-VN)

Finance is the one domain in this repo where getting the words wrong has statutory consequences rather than commercial ones, and where the two most common defects both look like competent writing:

• Stale terminology. Thông tư 200/2014 was replaced by Thông tư 99/2025/TT-BTC from 01/01/2026, and the balance sheet was renamed. Any model writing from pre-2026 data produces Bảng cân đối kế toán, which is now the wrong name for the statement.
• Prohibited phrasing that reads as ordinary marketing. Cam kết lợi nhuận 12%/năm is a sentence a marketer writes without hesitating. It is also prohibited.

This skill is a copywriting aid, not legal advice. Its job is to get copy to legal review already clean of the known problems. Several rules below route to that review rather than offering a rewrite, and that is the intended behaviour, not a gap.

Step 1 — Register: there is effectively one