event-driven-patterns

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit payment/payout operations and code that performs charges and refunds. Examples: the order saga step "charge-payment" calls payments.charge(ctx.userId, ctx.amount) and the compensate step calls payments.refund(...); there are payout-related queues and a "payments" worker that processes payments and a "payoutQueue.add('process-payouts', ...)". These are explicit financial execution actions (charging, refunding, processing payouts), not just generic queueing or HTTP examples. Therefore it grants direct financial execution capability.