resilience-patterns

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill includes explicit payment-related functions and endpoints: examples show chargeUser calling paymentService.charge, processPaymentIdempotent calling paymentGateway.charge, and a /payments POST route that processes payment payloads with idempotency keys. Those are concrete payment operations (payment gateway / charge calls), not just generic examples, so this grants direct financial execution capability.