vobiz-phone-numbers

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill exposes a specific "Purchase" API (POST /Account/{auth_id}/numbers/purchase-from-inventory) that debits the account balance for a one-time setup_fee and creates recurring monthly charges (monthly_fee). The docs explicitly state the purchase "debits setup_fee + monthly_fee", describes insufficient-balance failures, and notes recurring billing — i.e., the skill can initiate real financial charges. This is direct financial execution capability.