risk-assessment
Installation
SKILL.md
Risk Assessment Skill - v1.0.0
Deterministic heuristic risk scoring using a four-factor weighted model aligned with Basel III, EBA Guidelines, FATF standards, and FinCEN guidance.
Overview
Risk assessment is performed during onboarding and refresh to classify customers into risk bands that determine the level of due diligence required and ongoing monitoring frequency.
Four-Factor Risk Model
Factor 1: Geographic Risk (30% Weight)
| Indicator | Score Range |
|---|---|
| UK/EU/US/developed economy | 5-15 |
| Mid-tier economies | 20-40 |
| FATF grey-list jurisdictions | 50-70 |
| High-risk/sanctioned jurisdictions | 80-100 |
| Multiple jurisdictions with offshore | +10-20 |