wechatpay-basic-payment

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a WeChat Pay payment-integration capability: it covers creating orders ("下单"), invoking payments ("调起支付"), refunds, bill download/reconciliation, split/payments ("分账"), and merchant onboarding. It provides interface-specific code examples and troubleshooting scripts for querying orders/refunds. This is a payment-gateway-specific tool whose primary purpose is to operate financial transactions (move money) via WeChat Pay APIs, so it meets the "Direct Financial Execution" criteria.