wechatpay-product-coupon

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly a WeChat Pay (payment gateway) product-coupon integration assistant. It includes API request examples (with signing), endpoints and flows for "创建商品券" (create coupon), "发券" (issue coupons), "核销" (redeem), callback handling, error troubleshooting, and deployment/checklist for brand-direct or service-provider modes. These are specific payment-gateway APIs for issuing and managing financial coupons (i.e., operations that affect payments/discounts), not generic tooling. Therefore it grants direct financial execution capability.