journey

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly references a payment gateway: "Set up Stripe for subscriptions" (SKILL.md:62-63) and includes "Accept payments | payments" (SKILL.md:146). This is a specific payment integration rather than a generic capability, so it qualifies as direct financial execution authority under the Payment Gateways rule.