fintech-engineer

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly focused on payment processing and banking integrations: it names payment gateways/APIs (Plaid, Stripe), prescribes building payment processing pipelines, and includes steps such as creating pending transactions, calling a payment processor with retry logic, handling async webhooks, and updating ledger entries atomically. Those are specific capabilities to initiate and manage financial transactions (direct financial execution).