openydt-record

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill explicitly exposes write APIs that modify financial/billing state: "取消欠费" (cancellation-of-arrears) and "更新代扣流程订单" (update-wihhold-detail-bill) which accept billing identifiers and status fields (e.g., thirdBillCode, billStatus, billCallbackDate). These are not mere read-only records or generic tools — they perform direct operations on payment/withhold order data and thus constitute direct financial execution authority.