xrpl-agent-wallet

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill provides full wallet lifecycle management, signing, and submission for the XRP Ledger (XRPL), constituting direct financial operations (transfers and transaction settlement). However, it enforces independent human confirmation rules ("Default to human confirmation on every signature... every signature requires an explicit 'yes' from the human") and detailed cryptographic checks with strict access control/credential separation patterns (env-var, external signer, and OWS policy-gated signing). Thus, independent access control is present for direct payment operations.