xrpl-payments

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (medium risk: 0.30). The skill constructs payment transactions on the XRP Ledger (XRP, RLUSD, IOU, cross-currency, and escrow) and delegates signing and submission to the XRPL Agent Wallet skill. According to the documented operating procedure, the Wallet skill enforces human confirmation ("show the human a preview, collect confirmation") and local signing before submission. Because direct financial operations are executed with qualifying independent/external approval controls documented in the workflow, the financial-security exposure is medium.