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MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill is explicitly about managing paid-ad accounts and repeatedly references direct access to ad platform accounts and platform integration docs (e.g., google-ads.md, meta-ads.md). It includes operational guidance that involves setting and changing budgets (budget allocation, increasing budgets, "Budget set correctly" in pre-launch checklist) and links to ad-platform integrations — i.e., it is a domain-specific tool for controlling ad spend via ad-platform APIs. Per the decision logic, managing ad spend budgets via platform APIs qualifies as direct financial execution capability.