moonpay-virtual-account

MEDIUM W009: Direct money access capability detected (payment gateways, crypto, banking).

• Direct money access detected (high risk: 1.00). The skill directly exposes MoonPay-specific CLI commands for virtual-account management and fiat onramp/offramp flows (e.g., mp virtual-account onramp create, mp virtual-account offramp, wallet register, agreement accept). MoonPay is a payment/fiat-crypto gateway and these commands explicitly create or operate money-movement rails and wallets rather than being generic automation. That meets the definition of a tool specifically designed to move money.