Portfolio Rebalance Review

Review a client portfolio end to end: performance → drift → model mapping → rebalance prep → rebalance rationale memo.

Inputs

Required: client/household name. Optional: which accounts to include, the model portfolio or IPS targets (if not on file), and whether the advisor wants analysis only or a full rebalance prep.

Step 1: Pull Performance & Holdings

Disambiguation rule: confirm which household before pulling anything, the same as every other skill in this plugin — if a name search returns more than one match, show the advisor the candidates and ask which one before proceeding. Never proceed on a name match alone.

Query the household's connected portfolio-data system for:

• Accounts with registrations (taxable, IRA, Roth, 401k, trust) and market values
• Holdings with quantity, market value, cost basis, and unrealized gain/loss
• Performance: QTD/YTD/1yr/3yr vs. assigned benchmark, net of fees
• Assigned model/target allocation and cash balances
• Recent flows (contributions, distributions, RMD status)